Sheryl Ernst

Senior Mortgage Loan Officer | NMLS: 284484
Wisconsin

Licensed in: WI


2301 Sun Valley Drive Suite #319
Delafield, WI 53018


Buying a home should be one of the most exciting moments of your life — not one of the most stressful. That's why I take a completely different approach to the mortgage process. As a licensed Mortgage Loan Officer AND a licensed Real Estate Broker, I bring a rare dual perspective to every transaction. I don't just understand the loan — I understand the entire journey, from finding the right home to getting the keys in your hand.

With education from the University of Wisconsin–Madison and Marquette University, and years of experience helping Wisconsin families buy, sell, and finance their homes across Milwaukee, Waukesha, Brookfield, and the surrounding communities, I know what it takes to get deals done — even in today's challenging market.

I'm known for putting my clients first — often rearranging my own schedule so I'm available when they need me most. Whether you're a first-time homebuyer navigating down payment assistance programs, a growing family looking to upgrade, or a homeowner ready to refinance, I'll walk you through every option, explain every number, and make sure you feel confident at every step.

At First Fidelity Home Mortgage of Wisconsin, LLC, we specialize in solutions. FHA, Conventional, VA, USDA, FHA 203(k), down payment assistance — whatever your situation, I'll build a loan program around YOUR life, not the other way around.

I hope you'll browse my available loan programs, use my calculators to explore your options, and apply in just four easy steps. Once you've applied, I'll reach out personally to walk you through the details — or you can set up an appointment anytime by phone or email.

Your home. Your future. Let's make it happen.

Home Purchase Loans in Milwaukee, Waukesha, and Surrounding Area

As a dedicated mortgage loan officer, my passion lies in helping clients navigate the often complex world of home financing. With a strong foundation in various loan products, I am committed to finding the perfect mortgage solution tailored to individual needs. Whether you are a first-time homebuyer or looking to refinance, I am here to guide you every step of the way. My goal is to make the home buying process as seamless and enjoyable as possible, while ensuring you are well-informed and confident in your decisions.

Understanding the diverse needs of homebuyers, I specialize in a wide array of loan options, including FHA, VA, and USDA loans. These programs cater to different situations, making homeownership more accessible for everyone. Additionally, I offer Jumbo and Conventional loans for those looking at more traditional financing routes. My experience with Non-QM loans and reverse mortgages allows me to assist clients with unique financial circumstances. I believe that with the right support and guidance, anyone can achieve their dream of homeownership.

Milwaukee, known for its vibrant culture and stunning architecture, is a city that truly embodies the spirit of community. As a mortgage loan officer serving Milwaukee, I understand the unique dynamics of the local real estate market. Many residents are seeking home purchase loans to invest in the growing neighborhoods or historic homes that define the city. I take pride in being a trusted resource for my clients, helping them explore the various loan options available to best suit their needs in this bustling metropolis. Whether its navigating the nuances of FHA loans or providing information on down payment assistance programs, I am here to ensure my clients feel supported throughout the entire process.

Waukesha is another fantastic city I serve, with its charming downtown and picturesque parks. The community here values homeownership, and I am dedicated to helping residents secure the right financing to achieve this goal. Home purchase loans can open up a world of opportunities for families looking to settle down in Waukesha. I work closely with clients to understand their financial goals and provide tailored advice on the most suitable loan options. The city offers a diverse range of properties, from cozy starter homes to larger family residences, and I am excited to assist clients in finding the perfect fit for their lifestyle.

Pewaukee, with its serene lakes and beautiful landscapes, is a wonderful place to call home. The demand for home purchase loans in Pewaukee has been on the rise as more people discover the allure of lakeside living. As a local mortgage loan officer, I am well-versed in the specific needs of this community and can offer valuable insights into the local housing market. I strive to make the mortgage process approachable and stress-free, assisting clients in understanding their financing options and ensuring they have the resources they need to make informed decisions. My goal is to empower homebuyers in Pewaukee to secure the financing they need to realize their dreams.

In addition to home purchase loans, I also offer a range of refinancing options, helping clients secure better terms or access equity in their homes. Whether it's an FHA Streamline or a Conventional refinance, my expertise enables me to guide clients toward the best solution for their financial situation. I believe that refinancing can be a powerful tool for homeowners looking to enhance their financial stability or achieve new goals. Together, we can explore various refinancing programs that align with your objectives and provide clarity on the process.

I am passionate about serving my clients in Milwaukee, Waukesha, and Pewaukee. These communities are filled with hardworking individuals who deserve the opportunity to achieve their homeownership dreams. By offering comprehensive mortgage solutions and personalized service, I aim to make a meaningful difference in the lives of my clients. I look forward to building lasting relationships within these communities and assisting more families in finding their perfect home.

Sheryl Ernst picture
Sheryl Ernst picture

Sheryl Ernst

Senior Mortgage Loan Officer

First Fidelity Home Mortgage of Wisconsin, LLC | NMLS: 284484

Getting started is Quick & Easy

If you have any questions, I’m here for you

purchase

refinance